Fly farther on the points you already have.
Points Commander tracks your cards, statement credits, and loyalty balances, then an AI advisor turns them into specific award redemptions worth far more than the cash price. Real numbers, no affiliate links.
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βWith your 120,000 Amex points, I'd transfer to ANA and fly business class to Tokyo, about 88,000 miles round trip. One of the best products in the sky, and a far better use than the cash fare.β
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Real trips, real numbers
All trip reports βFall 2025 Β· 2 travelers
Paris & the Swiss Alps
RDU β CDG β Lausanne β Montreux β Interlaken β Zurich β RDU
279,155
points used
~$6,079
value redeemed
~2.18Β’
blended CPP
View report β
Spring 2026 Β· 5 travelers
10 Days in Central Europe
RDU β Munich β Vienna β Innsbruck β Bolzano β Verona β RDU
378,215
points used
~$10,510
value redeemed
~2.39Β’
blended CPP
View report β
August 2026 Β· 2 travelers
Norwegian Fjords by Sea
RDU β London β Southampton β Norwegian Fjords β Chicago β RDU
431,300
points used
~$32,500
value redeemed
~7.54Β’
blended CPP
View report β
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All bonuses, with the math βTransfer bonuses
7 transfer bonuses live
Latest article
In Defense of the Portal
Everyone says never redeem through the bank portal. For hotels they are wrong: thirteen of the twenty-two hotel transfers we track return less than the portal floor, and none of them beats its ceiling. Plus the move that runs the other way, paying cash through the portal to farm points for flights.
September 14, 2026 Β· 15 min read
Latest trip report
Norwegian Fjords by Sea
Flying to a Norwegian Fjords cruise in premium cabins on points: Virgin Atlantic Upper Class and BA First on a single Flying Blue award, the Park Hyatt London on Hyatt, for a ~7.54Β’ blended value.
RDU β London β Southampton β Norwegian Fjords β Chicago β RDU
The tool behind the numbers
See how it works βCard Perks tracker
Every credit across every card, organized by reset cycle. One tap marks it used and updates your real net fee.
π΅Points Vault
Balances across every program with editable cents-per-point, a total portfolio value, and stale-balance warnings.
π§AI Points Advisor
Flight, hotel, and cruise plans built from your actual balances and transfer partners, not generic card advice.